Mortgage rates can make choosing a fixed term feel like a bet on tomorrow’s headlines. Financial planner Anita Bruinsma helps you weigh the value of certainty when predictions leave you going in circles.
You have the option to lock in, but knowing when to use it is another matter. If you wait, will the choice get easier? Anita puts the timing dilemma into perspective without pretending anyone can know exactly where rates will land.
The decision also reaches into the rest of your budget. If a higher payment means choosing between a subscription and retirement savings, what should you ask before committing? A specific affordability check gives that question a more useful starting point.
Topics: mortgage rates, fixed rate mortgages, variable rate mortgages, financial security, retirement savings
GUEST: Anita Bruinsma | http://clarityonyourmoney.com
Originally aired on2026-11-02
